ILG FINANCIAL 5-STEP PROCESS
We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals.
When you choose ILG Financial, you receive comprehensive advice from a team of highly qualified professionals who have successfully managed money through some of the most difficult times in history.
As part of our effort to ensure that we understand our clients’ unique financial needs and can assist them in creating a pathway to reach their goals, we follow a disciplined five-step process:
STEP I: DISCOVERY
We begin this step during our initial meeting where we get to know one another.
We focus on what your specific needs are and what you want your investment capital to do for you.
STEP II: STRATEGY
The primary objective of this step is to develop an effective, long-term investment strategy that is custom tailored to the unique needs of each client. We then develop a comprehensive proposal that outlines the strategy we recommend for long-term success. This proposal is given to you during the second meeting, at which time we review our strategies and explain the rationale behind our recommendations.
STEP III: DUE DILIGENCE
Most people often have, “buyer’s remorse” when making an investment. That is because they do not have a system or method for deciding if/when an investment is a good fit. With us you do. Once the plan is built we try to make it fail by throwing every possible negative market condition we can think of at it. This due diligence step gives you a roadmap to confirm your plan will be successful and ensure that it’s a good fit. We define “success” as the ability to achieve your “stated goals”. Every plan is unique therefore success is different for each client.
STEP IV: IMPLEMENTATION
The primary objective of this step is to successfully implement your investment strategy. By means of constant communication and a highly skilled staff, we strive to make this process quick and easy for you.
STEP V: MONITORING & ADJUSTING
We monitor our clients’ accounts on a regular basis to ensure they are still performing in a way that meets their intention. At times, this calls for us to modify an existing strategy or develop a new one, and the process starts over again. In this way, we can ensure we are always adapting to your needs and to the demands of global markets.
MEET OUR FOUNDER
30+ Years Of Experience | Licensed Life, Health, and Annuity Agent
Dave Lopez
Founder, FIAR
Dave Lopez has been serving the public in the Northern Virginia area since 1986. Dave specializes in strategies that enable his clients to potentially build a retirement nest egg that they can rely on and never outlive.
Dave has his Bachelors of Science degree from James Madison University with a double major in Mathematics and Computer Science. Dave is a Fiduciary Investment Advisor Representative with AlphaStar Capital Management.
In addition, Dave is a licensed Life, Health, and Annuity Agent. In partnership with Financial Independence Group, Dave has access to an extensive team of experts to assist in building the best plan for each client utilizing the appropriate combination of Market Investments, Life Insurance, Annuity, Long Term Care Insurance, and Disability Insurance options. Through the Financial Independence Group, Dave brings extensive resources and experience allowing them to match the best possible plans to their clients’ needs.
Dave co-hosts ILG Financial’s podcast, Retire Your Way with ILG Financial, and ILG Financial is a member of the Better Business Bureau and the Fredericksburg Regional Chamber of Commerce. Dave has been featured in numerous business/finance periodicals such as MarketWatch, Yahoo Finance, and Kiplinger and is also frequently featured on major news networks such as ABC, NBC, and FOX as a local financial expert.
Dave has been married to his wife, Cheryl, for over 30 years and has three children. He also enjoys working alongside his daughter, Megan, who joined the ILG Financial team in 2020 as marketing director, and his nephew, Chase, who joined the ILG Financial team in 2020 as an advisor.
MEET THE TEAM
Chase Lopez
Advisor
Chase Lopez joined the ILG Financial team in 2020 as an advisor. Chase is a 2016 James Madison University graduate with a degree in management. Chase has been trained under the tutelage of Dave Lopez, who is not only the founder and managing member of ILG Financial, but also is Chase’s uncle and…
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Terri Center
Client Account Manager
Terri Center joined the ILG Financial team in 2019 as client services manager. She handles client records, application processing, and gathering information to provide a professional and friendly experience with all of our clients. Terri is a graduate of Oakland University. She is married and has two children. She enjoys…
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Amy Anderson
Client Relations Coordinator
Amy Anderson joined the ILG Financial team in 2023 as the client relations coordinator. Her responsibilities include scheduling of appointments, annual check-up notifications, and annuity and required minimum distribution assistance. She is a graduate of Harding University with a degree…
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Megan Jones
Marketing Director
Megan Jones joined the ILG Financial team in 2020 as marketing director. Megan and her husband live in Fredericksburg, VA with their German Short Haired Pointer, Gus. Megan is a graduate of Longwood University and holds a degree in communications. Megan is the oldest of Dave Lopez’s three children and not only…
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FINANCIAL INDEPENDENCE GROUP & ALPHASTAR CAPITAL MANAGEMENT
Through our partnership with Financial Independence Group, we have access to a full team comprised of industry experts in Life Insurance, Care Planning, Annuities, Tax and Estate Planning, and more. Our team at Financial Independence Group is a key resource in day-to-day activities here at ILG Financial. Among this team, we are honored to work with fully licensed Care Planning experts equipped with CLTCs (Certification in Long-Term Care), Operations Specialists in Life Insurance and Annuities, Tax and Estate Planning Experts fully equipped and licensed with their JD, MBA, CLU, and ChFC, Planning Strategists and case management, Disability Income experts, Medicare planning experts, and a technology division, all which are dedicated to helping ILG Financial bring clarity to families and help them to leave a lasting legacy.
Alongside our relationship with Financial Independence Group, we work hand in hand with AlphaStar Capital Management, a leading wealth advisory firm and Registered Investment Adviser who provide access to a team of specialized individuals with experience in all facets of the financial industry.
Amy Anderson joined the ILG Financial team in 2023 as the client relations coordinator. Her responsibilities include scheduling of appointments, annual check-up notifications, and annuity and required minimum distribution assistance. She is a graduate of Harding University with a degree in Computer Information Systems. Amy and her husband have two children and she enjoys reading, crocheting, music and spending time with her family.
Chase Lopez joined the ILG Financial team in 2020 as an advisor. Chase is a 2016 James Madison University graduate with a degree in management. Chase has been trained under the tutelage of Dave Lopez, who is not only the founder and managing member of ILG Financial, but also is Chase’s uncle and godfather. He also enjoys working alongside his cousin, Megan, who is Dave’s daughter. Chase, as a fiduciary, believes in putting his clients interests first, and building out plans for his clients where they can have a happy and fruitful retirement. He married his beautiful wife in February 2022 and both use most of their free time chasing around their little pup, Aurora.
Jessica Carson joined the ILG Financial team in 2018 as an agent. Jessica and her husband have four children, two dogs, 3 barn cats, 5 chickens, and three parakeets. She indeed loves her children and pets! When not at work, Jessica enjoys playing the piano and cello as well as traveling and spending time outside with her family, hiking, fishing, and boating.
Terri Center joined the ILG Financial team in 2019 as client services manager. She handles client records, application processing, and gathering information to provide a professional and friendly experience with all of our clients. Terri is a graduate of Oakland University. She is married and has two children. She enjoys hiking, family time, and puzzle challenging video games. She also likes to share her creativity in her canvas paintings and sewing projects.
Megan Jones joined the ILG Financial team in 2020 as marketing director. Megan and her husband live in Fredericksburg, VA with their German Short Haired Pointer, Gus. Megan is a graduate of Longwood University and holds a degree in communications. Megan is the oldest of Dave Lopez’s three children and not only enjoys working alongside her father, but also with her cousin, Chase, who joined the ILG Financial team in 2020 as an advisor. When not at work, Megan enjoys sitting on the back porch with family and friends enjoying food and music.