Could your portfolio be taking on more risk than you realize?
In this episode of the Retire Your Way with ILG Financial Video Series, Dave and Chase discuss why market volatility can become a bigger concern as we head into the fall and, more importantly, how investors can prepare without trying to predict the market’s next move.
They explore the potential risks of being overly concentrated in AI and mega-cap technology stocks, the role of broader U.S. and international diversification, and why maintaining a cash cushion can be especially important for retirees who rely on their investments for income.
Dave and Chase also look at the role bonds and other income strategies may play in creating a portfolio designed to withstand periods of uncertainty.
The goal isn’t to predict the next downturn. It’s to have a financial strategy you can stick with when markets get bumpy.
Watch the Sequence of Returns episode here: https://www.youtube.com/watch?v=nLjoE9QpXIM
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Israel Chavez, Jr. joined the ILG Financial team in 2026 as a Service Advisor. A graduate of Howard University, Israel was also a Division I student-athlete, competing as a goalkeeper for the university’s soccer program. His experience balancing academics and collegiate athletics helped shape the discipline and competitive mindset he brings to his role at ILG Financial.
Megan Jones joined the ILG Financial team in 2020 as marketing director. Megan and her husband live in Fredericksburg, VA with their German Short Haired Pointer, Gus. Megan is a graduate of Longwood University and holds a degree in communications. Megan is the oldest of Dave Lopez’s three children and not only enjoys working alongside her father, but also with her cousin, Chase, who joined the ILG Financial team in 2020 as an advisor. Megan is also a fully licensed Life, Health, and Annuity agent. When not at work, Megan enjoys sitting on the back porch with family and friends enjoying food and music.
Amy Anderson joined the ILG Financial team in 2023 as the client relations coordinator. Her responsibilities include scheduling of appointments, annual check-up notifications, and annuity and required minimum distribution assistance. She is a graduate of Harding University with a degree in Computer Information Systems. Amy and her husband have two children and she enjoys reading, crocheting, music and spending time with her family.
Terri Center joined the ILG Financial team in 2019 as client services manager. She handles client records, application processing, and gathering information to provide a professional and friendly experience with all of our clients. Terri is a graduate of Oakland University. She is married and has two children. She enjoys hiking, family time, and puzzle challenging video games. She also likes to share her creativity in her canvas paintings and sewing projects.
Jessica Carson joined the ILG Financial team in 2018 as an agent. Jessica and her husband have four children, two dogs, 3 barn cats, 5 chickens, and three parakeets. She indeed loves her children and pets! When not at work, Jessica enjoys playing the piano and cello as well as traveling and spending time outside with her family, hiking, fishing, and boating.