IT STARTS WITH YOUR COMPREHENSIVE WRITTEN RETIREMENT INCOME PLAN
Over a Decade of Disciplined Retirement Planning
We believe when it comes to something as important as the future of your retirement, integrity, experience and discipline is key. It shapes everything we do from the way we think, to the way we approach safeguarding your nest-egg. We know how much is riding on the outcome, and we never forget the hard work it took to accumulate what you have.
You deserve an experienced, disciplined advisor to help you create a financial roadmap to your new future. At ILG Financial we focus on retirement planning strategies that help you live your best life in retirement. We think about dependable income streams, health care expenses, required minimum distributions, and tax minimization strategies. Our focus is preserving your financial assets and helping you maintain financial independence throughout the next phase of your life. It starts with a Comprehensive Written Retirement Plan.
Our plan consists of the core services below:
ILG FINANCIAL SERVICES
THINK DIFFERENTLY
A solid retirement plan is one that blends your lifestyle and financial goals so you can safely achieve them. It all starts with a conversation where we take the time to understand your retirement goals and assess your current financial outlook. Once we have all of that information, we create a financial roadmap to help you achieve your retirement goals.
The most important thing is having a comprehensive written retirement income plan to guide you through retirement and to use it as a roadmap to help you make the best decisions with your money. Having a written financial plan will help you avoid confusion, mistakes, misunderstandings, and to significantly improve the probability of a successful retirement plan. Contact ILG Financial to learn more!
THINK DIFFERENTLY
Do you have a plan that will provide you with a secure income stream for the next 30 years or more of retirement? One of the most common concerns for retirees is wondering if they’re going to run out of money during retirement. Making the transition from wealth accumulation to a long-term income stream takes a change in mindset. It requires a different set of investment strategies, and it doesn’t happen overnight.
At ILG Financial we create customized retirement income strategies that our clients feel confident about. We can do the same for you.
We’ll discuss:
- Your needs in retirement
- Protected growth strategies for your income needs
- Strategies to minimize or eliminate “Longevity Risk” and “Sequence of Returns Risk”.
Get started today by scheduling your complimentary financial review.
THINK DIFFERENTLY
Many people who own highly appreciated investment property feel trapped from cashing out due to the high tax bills they face on their gains. Passive real estate investing allows owners of real estate to sell their investment real estate and potentially defer capital gains taxes through the use of Delaware Statutory Trusts (DSTs).
DSTs are an investment vehicle for investors who want the benefits of owning real estate without becoming a “landlord”, as well as current real estate investors who no longer want the responsibilities of being a landlord.
THINK DIFFERENTLY
Many retirees believe they will pay a huge amount of income taxes if they use their assets for income, or if they increase their income. The fact is that most retirees will not be in a high effective tax bracket and have the option to take income from their assets to live the retirement of their dreams. ILG Financial helps our clients navigate tax issues and utilize their assets today.
While you were working, you saved your money so you could use it during retirement. Schedule a meeting with us to discuss your retirement tax strategy options.
THINK DIFFERENTLY
Our clients worry about not having enough money in retirement. They – quite reasonably – fear needing long-term care and not being able to afford it — or having to wipe out their savings in order to pay for it. We know Medicare won’t pay for long-term care. And if you don’t come up with a plan for covering that expense in advance, you may be putting yourself at risk at a time when you will be the most vulnerable.
We help clients understand their options so they can preserve their savings and assets, maintain their financial independence, and relieve family and friends of caregiving tasks. Contact ILG Financial to learn more!
THINK DIFFERENTLY
You’ve worked your entire life to support your family and deserve the peace of mind that a comprehensive estate plan can give you. Effective estate management enables you to manage your affairs during your lifetime and control the future distribution of your assets. If you have assets that you plan to pass on to your heirs, don’t you want to take steps to guarantee that your family gets as much of your nest egg and Uncle Sam gets as little as possible? An effective estate strategy minimizes what the IRS gets and maximizes what your family keeps. But it takes planning.
We employ techniques for our clients that the rich have used for years to minimize their taxes. And you can too, but it takes planning and knowledge of effective strategies. We encourage you to contact us for a complimentary estate plan review.
Amy Anderson joined the ILG Financial team in 2023 as the client relations coordinator. Her responsibilities include scheduling of appointments, annual check-up notifications, and annuity and required minimum distribution assistance. She is a graduate of Harding University with a degree in Computer Information Systems. Amy and her husband have two children and she enjoys reading, crocheting, music and spending time with her family.
Chase Lopez joined the ILG Financial team in 2020 as an advisor. Chase is a 2016 James Madison University graduate with a degree in management. Chase has been trained under the tutelage of Dave Lopez, who is not only the founder and managing member of ILG Financial, but also is Chase’s uncle and godfather. He also enjoys working alongside his cousin, Megan, who is Dave’s daughter. Chase, as a fiduciary, believes in putting his clients interests first, and building out plans for his clients where they can have a happy and fruitful retirement. He married his beautiful wife in February 2022 and both use most of their free time chasing around their little pup, Aurora.
Jessica Carson joined the ILG Financial team in 2018 as an agent. Jessica and her husband have four children, two dogs, 3 barn cats, 5 chickens, and three parakeets. She indeed loves her children and pets! When not at work, Jessica enjoys playing the piano and cello as well as traveling and spending time outside with her family, hiking, fishing, and boating.
Terri Center joined the ILG Financial team in 2019 as client services manager. She handles client records, application processing, and gathering information to provide a professional and friendly experience with all of our clients. Terri is a graduate of Oakland University. She is married and has two children. She enjoys hiking, family time, and puzzle challenging video games. She also likes to share her creativity in her canvas paintings and sewing projects.
Megan Jones joined the ILG Financial team in 2020 as marketing director. Megan and her husband live in Fredericksburg, VA with their German Short Haired Pointer, Gus. Megan is a graduate of Longwood University and holds a degree in communications. Megan is the oldest of Dave Lopez’s three children and not only enjoys working alongside her father, but also with her cousin, Chase, who joined the ILG Financial team in 2020 as an advisor. When not at work, Megan enjoys sitting on the back porch with family and friends enjoying food and music.