{"id":43860,"date":"2023-12-18T13:20:42","date_gmt":"2023-12-18T18:20:42","guid":{"rendered":"https:\/\/ilgfinancial.com\/staging\/2370\/?p=43860"},"modified":"2023-12-18T13:20:42","modified_gmt":"2023-12-18T18:20:42","slug":"how-to-prepare-before-a-spouse-passes","status":"publish","type":"post","link":"https:\/\/ilgfinancial.com\/staging\/2370\/how-to-prepare-before-a-spouse-passes\/","title":{"rendered":"How to Prepare for the \u201cSurvivor\u2019s Penalty\u201d Before a Spouse Passes"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1227.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-video fusion-youtube\" style=\"--awb-max-width:600px;--awb-max-height:360px;--awb-align-self:center;--awb-width:100%;\"><div class=\"video-shortcode\"><div class=\"fluid-width-video-wrapper\" style=\"padding-top:60%;\" ><iframe title=\"YouTube video player 1\" src=\"https:\/\/www.youtube.com\/embed\/H2DLtix34OQ?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture;\"><\/iframe><\/div><\/div><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;margin-bottom:20px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-1\"><p style=\"text-align: center;\"><em><strong>When thinking about retirement, it&#8217;s easy for a lot of people to plan for the fun, the new, and the exciting. But it\u2019s just as, if not even more, important to plan for the parts of the future that aren\u2019t as fun to think about. For married couples, one of these things is planning what life, and finances, will look like after the death of a spouse. This is extremely important, because the structure of a retirement plan shifts in many ways when one spouse pre-deceases the other one, and the effects of these shifts can affect your entire retirement plan. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez talks about these issues and what you should consider when thinking about for your own retirement plan.<\/strong><\/em><\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat button-medium button-default fusion-button-default button-1 fusion-button-span-no fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.youtube.com\/channel\/UCUJrzAyV2gm7mreLUIVOb3A?sub_confirmation=1\"><i class=\"fa-arrow-right fas awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Subscribe Now!<\/span><\/a><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":48,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[1152],"tags":[],"class_list":["post-43860","post","type-post","status-publish","format-standard","hentry","category-estate-planning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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