{"id":44925,"date":"2024-12-03T14:31:28","date_gmt":"2024-12-03T19:31:28","guid":{"rendered":"https:\/\/ilgfinancial.com\/?p=44545"},"modified":"2024-12-03T14:31:28","modified_gmt":"2024-12-03T19:31:28","slug":"smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season","status":"publish","type":"post","link":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/","title":{"rendered":"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season"},"content":{"rendered":"<p><img decoding=\"async\" class=\"wp-image-44546 alignright\" src=\"https:\/\/ilgfinancial.com\/staging\/2370\/wp-content\/uploads\/2024\/12\/December-11.jpg\" alt=\"\" width=\"501\" height=\"476\" \/>The holiday season brings the excitement of gift-giving, festive gatherings, and meals shared with family. However, it\u2019s also a time when many people find themselves spending more than anticipated. While it\u2019s easy to get caught up in the holiday spirit, keeping financial health in mind can help maintain balance and reduce stress. Here are some practical approaches to help you manage your holiday budget:<\/p>\n<ol>\n<li><strong> Create a Realistic Budget<\/strong><\/li>\n<\/ol>\n<p>Before diving into holiday shopping or planning, it\u2019s helpful to determine how much you\u2019re willing to spend. This includes gifts, travel, food, decorations, and other seasonal expenses. Setting limits for each category can help manage costs and prevent overspending.<\/p>\n<p>According to NerdWallet, Americans plan to spend about $17 billion more on gifts and about $46 billion more on flights and hotels this year than they did last holiday season. There is so much temptation to overspend, but a budget can act as a guideline to assist you in prioritizing what\u2019s most important. Revisiting your budget regularly as the season progresses can also help keep spending on track.<\/p>\n<ol start=\"2\">\n<li><strong> Make a List and Stick to It<\/strong><\/li>\n<\/ol>\n<p>One way to control spending is by making a list of everyone you plan to buy for, along with potential gift ideas and price ranges. By having a clear list in hand, it\u2019s easier to avoid impulse purchases and stay focused on what you need.<\/p>\n<p>If you\u2019re shopping in stores or online, try to avoid distractions that might lead to extra, unplanned purchases. Holiday sales can be tempting, but sticking to your pre-planned list can help avoid buying items that don\u2019t fit within your budget.<\/p>\n<ol start=\"3\">\n<li><strong> Look for Deals, But Be Cautious<\/strong><\/li>\n<\/ol>\n<p>Holiday sales events, including Black Friday and Cyber Monday, offer a chance to save on gifts. Comparing prices across retailers can help determine whether you\u2019re truly getting a good deal. It\u2019s also wise to avoid buying something just because it\u2019s on sale.<\/p>\n<p>Tracking price trends before the holiday season can also provide perspective on when an item might be offered at its lowest price. Some retailers provide price matching or special promotions that can help stretch your budget.<\/p>\n<ol start=\"4\">\n<li><strong> Avoid Last-Minute Shopping<\/strong><\/li>\n<\/ol>\n<p>Rushed, last-minute shopping can lead to overspending. When you\u2019re short on time, it\u2019s easier to buy more expensive items or miss out on opportunities to compare prices. Starting early in the season gives you more time to find thoughtful gifts that fit within your budget.<\/p>\n<p>Planning in advance also allows for more flexible shipping options, which can save on the costs of expedited delivery for those who are purchasing gifts online.<\/p>\n<ol start=\"5\">\n<li><strong> Consider Alternatives to Expensive Gifts<\/strong><\/li>\n<\/ol>\n<p>Gifts don\u2019t always have to come with a high price tag. Homemade gifts, such as baked goods, crafts, or personalized items, can offer a meaningful and more affordable alternative. Experiences, such as a family outing or a shared meal, can also be a thoughtful way to celebrate the season without overspending.<\/p>\n<p>For larger families or groups of friends, organizing a gift exchange\u2014where each person buys for just one other\u2014can help reduce overall costs while still providing the joy of giving.<\/p>\n<ol start=\"6\">\n<li><strong> Use Credit Cards Responsibly<\/strong><\/li>\n<\/ol>\n<p>Many people rely on credit cards for holiday shopping, but it\u2019s important to be aware of how this spending aligns with your budget. Consider keeping track of purchases as you go and aim to pay off the balance in full each month to avoid interest charges.<\/p>\n<p>Some credit cards offer rewards, cashback, or points for holiday purchases, which can add value to your spending. However, it\u2019s helpful to remember that these rewards should not drive spending beyond what is budgeted.<\/p>\n<ol start=\"7\">\n<li><strong> Plan for Other Holiday Expenses<\/strong><\/li>\n<\/ol>\n<p>While gifts often take center stage, other holiday-related costs can add up quickly. If you\u2019re planning to host guests or travel during the holidays, it\u2019s helpful to factor these costs into your holiday budget.<\/p>\n<p>Planning meals and events in advance can help avoid last-minute splurges, and sticking to a shopping list for groceries or decorations can keep these extra costs under control.<\/p>\n<ol start=\"8\">\n<li><strong> Reflect on Last Year\u2019s Spending<\/strong><\/li>\n<\/ol>\n<p>Looking back at how much you spent in previous holiday seasons can provide insight into what worked well and where you might want to make adjustments. Were there areas where you overspent or felt unnecessary pressure? Did any expenses surprise you?<\/p>\n<p>This reflection can help guide your financial decisions this holiday season, making it easier to stay within your desired spending limits.<\/p>\n<p><strong>Final Thoughts on Smart Holiday Spending<\/strong><\/p>\n<p>Smart holiday spending doesn\u2019t mean cutting back on the joy of the season. By budgeting, planning, and making thoughtful decisions, it\u2019s possible to enjoy the holidays while keeping your finances in check. Thoughtful preparation and careful attention to how you spend can help reduce stress and allow you to focus on the things that matter most during this time of year.<\/p>\n<hr \/>\n<p>Sources:<\/p>\n<ul>\n<li>[1] https:\/\/www.nerdwallet.com\/article\/shopping\/holiday-tips-news\/2024-holiday-spending-report<\/li>\n<li>[2] https:\/\/www.yahoo.com\/lifestyle\/live\/the-best-black-friday-2024-deals-you-can-still-get-from-amazon-apple-macys-walmart-wayfair-target-and-more-141948802.html<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The holiday season brings the excitement of gift-giving, festive gatherings, and meals shared with family. However, it\u2019s also a time when many people find themselves spending more than anticipated. While it\u2019s easy to get caught up in the holiday spirit, keeping financial health in mind can help maintain balance and reduce stress. Here are some practical approaches to help you manage your holiday budget: Create a Realistic Budget Before diving into holiday shopping or planning, it\u2019s helpful to determine how much you\u2019re willing to spend. This includes gifts, travel, food, decorations, and other seasonal expenses. Setting limits for each category can help manage costs and prevent overspending. According to NerdWallet, Americans plan to spend about $17 billion more on gifts and about $46 billion more on flights and hotels this  [&#8230;]<\/p>\n","protected":false},"author":48,"featured_media":44930,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[51],"tags":[],"class_list":["post-44925","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Smart Holiday Spending Ideas to Keep Your Finances on Track this Season - ILG Financial<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season - ILG Financial\" \/>\n<meta property=\"og:description\" content=\"The holiday season brings the excitement of gift-giving, festive gatherings, and meals shared with family. However, it\u2019s also a time when many people find themselves spending more than anticipated. While it\u2019s easy to get caught up in the holiday spirit, keeping financial health in mind can help maintain balance and reduce stress. Here are some practical approaches to help you manage your holiday budget: Create a Realistic Budget Before diving into holiday shopping or planning, it\u2019s helpful to determine how much you\u2019re willing to spend. This includes gifts, travel, food, decorations, and other seasonal expenses. Setting limits for each category can help manage costs and prevent overspending. According to NerdWallet, Americans plan to spend about $17 billion more on gifts and about $46 billion more on flights and hotels this [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/\" \/>\n<meta property=\"og:site_name\" content=\"ILG Financial\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ILGFinancial\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-03T19:31:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ilgfinancial.com\/staging\/2370\/wp-content\/uploads\/2024\/12\/December-11.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"611\" \/>\n\t<meta property=\"og:image:height\" content=\"580\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Brooks Brown\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ILGFinancial\" \/>\n<meta name=\"twitter:site\" content=\"@ILGFinancial\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brooks Brown\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/\"},\"author\":{\"name\":\"Brooks Brown\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#\\\/schema\\\/person\\\/d88cf660132b40bbe0f571b716edf1cf\"},\"headline\":\"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season\",\"datePublished\":\"2024-12-03T19:31:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/\"},\"wordCount\":846,\"publisher\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/December-11.jpg\",\"articleSection\":[\"Financial Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/\",\"url\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/\",\"name\":\"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season - ILG Financial\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/December-11.jpg\",\"datePublished\":\"2024-12-03T19:31:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/#primaryimage\",\"url\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/December-11.jpg\",\"contentUrl\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/December-11.jpg\",\"width\":611,\"height\":580},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#website\",\"url\":\"https:\\\/\\\/ilgfinancial.com\\\/\",\"name\":\"ILG Financial\",\"description\":\"It\u2019s Time to Think Differently\",\"publisher\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ilgfinancial.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#organization\",\"name\":\"ILG Financial\",\"url\":\"https:\\\/\\\/ilgfinancial.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/newstaging\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/ILG-LOGO-white.jpg\",\"contentUrl\":\"https:\\\/\\\/ilgfinancial.com\\\/staging\\\/2370\\\/newstaging\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/ILG-LOGO-white.jpg\",\"width\":2261,\"height\":1380,\"caption\":\"ILG Financial\"},\"image\":{\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ILGFinancial\\\/\",\"https:\\\/\\\/x.com\\\/ILGFinancial\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/ilgfinancial\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/ilgfinancial.com\\\/#\\\/schema\\\/person\\\/d88cf660132b40bbe0f571b716edf1cf\",\"name\":\"Brooks Brown\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g\",\"caption\":\"Brooks Brown\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season - ILG Financial","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/","og_locale":"en_US","og_type":"article","og_title":"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season - ILG Financial","og_description":"The holiday season brings the excitement of gift-giving, festive gatherings, and meals shared with family. However, it\u2019s also a time when many people find themselves spending more than anticipated. While it\u2019s easy to get caught up in the holiday spirit, keeping financial health in mind can help maintain balance and reduce stress. Here are some practical approaches to help you manage your holiday budget: Create a Realistic Budget Before diving into holiday shopping or planning, it\u2019s helpful to determine how much you\u2019re willing to spend. This includes gifts, travel, food, decorations, and other seasonal expenses. Setting limits for each category can help manage costs and prevent overspending. According to NerdWallet, Americans plan to spend about $17 billion more on gifts and about $46 billion more on flights and hotels this [...]","og_url":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/","og_site_name":"ILG Financial","article_publisher":"https:\/\/www.facebook.com\/ILGFinancial\/","article_published_time":"2024-12-03T19:31:28+00:00","og_image":[{"width":611,"height":580,"url":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-content\/uploads\/2024\/12\/December-11.jpg","type":"image\/jpeg"}],"author":"Brooks Brown","twitter_card":"summary_large_image","twitter_creator":"@ILGFinancial","twitter_site":"@ILGFinancial","twitter_misc":{"Written by":"Brooks Brown","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/#article","isPartOf":{"@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/"},"author":{"name":"Brooks Brown","@id":"https:\/\/ilgfinancial.com\/#\/schema\/person\/d88cf660132b40bbe0f571b716edf1cf"},"headline":"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season","datePublished":"2024-12-03T19:31:28+00:00","mainEntityOfPage":{"@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/"},"wordCount":846,"publisher":{"@id":"https:\/\/ilgfinancial.com\/#organization"},"image":{"@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/#primaryimage"},"thumbnailUrl":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-content\/uploads\/2024\/12\/December-11.jpg","articleSection":["Financial Planning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/","url":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/","name":"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season - ILG Financial","isPartOf":{"@id":"https:\/\/ilgfinancial.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/#primaryimage"},"image":{"@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/#primaryimage"},"thumbnailUrl":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-content\/uploads\/2024\/12\/December-11.jpg","datePublished":"2024-12-03T19:31:28+00:00","breadcrumb":{"@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/#primaryimage","url":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-content\/uploads\/2024\/12\/December-11.jpg","contentUrl":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-content\/uploads\/2024\/12\/December-11.jpg","width":611,"height":580},{"@type":"BreadcrumbList","@id":"https:\/\/ilgfinancial.com\/staging\/2370\/smart-holiday-spending-ideas-to-keep-your-finances-on-track-this-season\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ilgfinancial.com\/staging\/2370\/"},{"@type":"ListItem","position":2,"name":"Smart Holiday Spending Ideas to Keep Your Finances on Track this Season"}]},{"@type":"WebSite","@id":"https:\/\/ilgfinancial.com\/#website","url":"https:\/\/ilgfinancial.com\/","name":"ILG Financial","description":"It\u2019s Time to Think Differently","publisher":{"@id":"https:\/\/ilgfinancial.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ilgfinancial.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ilgfinancial.com\/#organization","name":"ILG Financial","url":"https:\/\/ilgfinancial.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ilgfinancial.com\/#\/schema\/logo\/image\/","url":"https:\/\/ilgfinancial.com\/staging\/2370\/newstaging\/wp-content\/uploads\/2019\/06\/ILG-LOGO-white.jpg","contentUrl":"https:\/\/ilgfinancial.com\/staging\/2370\/newstaging\/wp-content\/uploads\/2019\/06\/ILG-LOGO-white.jpg","width":2261,"height":1380,"caption":"ILG Financial"},"image":{"@id":"https:\/\/ilgfinancial.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ILGFinancial\/","https:\/\/x.com\/ILGFinancial","https:\/\/www.linkedin.com\/company\/ilgfinancial\/"]},{"@type":"Person","@id":"https:\/\/ilgfinancial.com\/#\/schema\/person\/d88cf660132b40bbe0f571b716edf1cf","name":"Brooks Brown","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fb95231ac51d061d5a863a5c9e6de6cd18cc97ffd5cc0855c5154a918956dd87?s=96&d=mm&r=g","caption":"Brooks Brown"}}]}},"_links":{"self":[{"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/posts\/44925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/users\/48"}],"replies":[{"embeddable":true,"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/comments?post=44925"}],"version-history":[{"count":0,"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/posts\/44925\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/media\/44930"}],"wp:attachment":[{"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/media?parent=44925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/categories?post=44925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ilgfinancial.com\/staging\/2370\/wp-json\/wp\/v2\/tags?post=44925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}